——Process
Second Mortgage and Funding Matching Process
Start with an online preliminary review, then move into proposal explanation, document confirmation, and in-person verification based on the case.
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——Step-by-step
What happens at each stage
A clear process reduces information gaps. The following is primarily based on second mortgage, co-owned property loan, and debt restructuring cases in Taichung.
Step 1
Online Consultation
Clients leave their needs, property area, and current loan status through LINE or the form so we can judge whether deeper assessment is worthwhile.
Step 2
Remote Valuation
We review the address, title documents, and current mortgage status to estimate possible remaining equity and matching directions.
Step 3
Proposal Explanation
We explain the possible amount range, rate range, fees, and repayment structure so the client can decide whether to proceed.
Step 4
Document Confirmation
Identity records, property materials, loan information, and other required documents are confirmed for completeness.
Step 5
In-person Verification
Professionals or a scrivener assist with the verification process and confirm the details of the arrangement.
Step 6
Funding Completion
Funding matching is completed after approval. Actual timing still depends on the case and the final review result.
What should you prepare first?
The property address, property type, title data, current loan information, and intended use of funds will greatly improve the speed of the initial review.
If you only want to know whether it is worth reviewing, start with LINE
You do not need every document ready on day one. If the property area, current loan status, and funding need are clear, the next step can usually be judged.